The author sets out to describe what is meant by the expression "salvation by grace." It captures man's position in the misery of his sinfulness, God's choice to save man, and thus how salvation is not something that anyone can earn by merit but is a display of the grace of God.

The author dwells on the particularist view of the divine design of the atonement, that by the atonement God purposed to save only those who are elected. The author supports this view from Scripture. The discussion also involves the opposing views of unrestricted and inconsistent universalism.

Salvation by grace. This is difficult to believe, that we are not saved by merit. Have you ever wondered how it would be if you were saved by merit? This article explains.